Does Social Media Prepare You to Buy a Home?

For many years the general public had solid confidence in the idea that real estate – especially owning your own home – was the best investment that an individual or family could make. The housing market crash and resulting Great Recession after 2008 put a dent in that public confidence. I last wrote on this subject in 2015, after a Gallup poll had confirmed that real estate was still considered the most reliable form of long-term investment, but down from past surveys.  The prolonged economic recovery has reassured most home owners that their investment was a wise one, if only […]

Mold: Major Problem or Minor Nuisance?

Just about everyone has heard something about the growing issue of mold in residential structures over the last ten years. There’s a lot of information – and misinformation – going viral on the internet. Here’s a dose of truth: if your house has wood components (studs, flooring, joists, rafters) or drywall, then you already have some level of mold in your house. It doesn’t matter how old the house is, or how well you’ve maintained it. It’s there. Most likely it’s a very insignificant amount, but over the last few years of major rainfall totals and flooding events – and […]

Keep the Ho, Ho, Ho in the Holidays!

As we head into the holiday season each year, we also head into one of the most dangerous for credit fraud and stolen identities. The more you use your credit cards, at malls or online, the more opportunities there are for criminals to hack into computer systems and tarnish some of your holiday cheer. Fortunately, there is a new protection available to all consumers, and I wanted to share a press release from the Federal Trade Commission with news you might want to keep in your files in case you ever need it: Free credit freezes and year-long fraud alerts […]