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Historically, people have looked to bonds for stability, income, and security. As people approach retirement, they tend to take a more conservative risk position with their portfolio. The more conservative people become with their investments, the more bonds they typically add to their mix. For some time now interest rates have been falling or have stayed relatively stable. If that trend changes and interest rates move up, then the value of your bonds may go down.

Friday, July 07, 2017

Become the Ideal Candidate

There are some tricks to impress potential employers by adding some pop to a resume or job application. Having reviewed hundreds of resumes over the years, I know how it can be an arduous task. Recruiters are now looking for the resumes and applicants that stand out from the pack.

Thinking of buying your first home? Congratulations! You’re making a very smart decision. Rents right now are unusually high, and in many cases, you could make a mortgage payment on your current house or apartment that would be cheaper than the rent check you scratch out each month (or the one that is automatically debited from your account). No matter what a stockbroker might try to tell you, residential real estate is still a good investment, and it forms the basis for a higher net worth as you age and have to start thinking about retirement.

Although some same-sex couples may not want to admit it, divorce may be on the horizon for them. It’s the unfortunate reality in today’s world. With ambiguous laws and some states still not realizing certain types of civil unions, the division of assets could be much hazier when it comes to same-sex couples separating. If you are getting ready to tie the knot or enter into a partnership, it may be a good time to consider obtaining a prenuptial or postnuptial agreement to protect your assets.

Dealing with employee conflict– whether between coworkers, or between a manager and an employee– can be stressful. Oftentimes conflicts arise as a result of unresolved experiences of the past.

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