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The Law and You

Legal Advice

Friday, May 26, 2017

Traveling in the Trump Era

Or learning to love your immigration attorney!

Traveling by air since January 20th, 2017 has become complicated for many noncitizens. The Executive Orders issued by President Donald J. Trump have caused heartache and fear to run rampant in immigrant communities. The first Executive Order (EO), dated January 27th, intended to prevent anyone who was from seven mostly Muslim countries entering the U.S. Those countries are Iraq, Somalia, Syria, Yemen, Sudan, Iran, and Libya. It also ended indefinitely the ability of Syrian refugees from entering the U.S., in spite of years-long background checks to ensure that anyone entering was not a radical jihadist. The travel ban extended to persons with “green cards,” as well as those with visitor or student visas, and those who had dual citizenship with one of the seven listed countries.

An inheritance is sometimes called a “legacy,” and receiving one can be a blessing – or a curse. One the one hand, there is the temptation to think like a lottery winner and imagine a life of easy indulgence. On the other, there is the instinct to do the “right thing” by paying off debts, investing wisely, and saving for the future. The fact that many lottery winners ultimately file for bankruptcy should be sufficiently instructive as to which course you should take.

Timing gifts to charity

Tax season is upon us, and most people’s first question is what they can do to pay less. The key to a lower tax bill is reducing your taxable income. Several financial maneuvers will achieve this result. For example, you can top off your 401(k) or IRA contributions, sell off losing investments from a taxable account, or ask that your employer hold off on paying you a bonus until after December 31st.

Insurance is a form of risk management, designed to minimize the loss associated with certain events like flood, fire, accidents, disability, and even death. Most insurance requires an agent and the payment of premiums. However, there is a type of insurance which you can take out on your own that costs nothing, but will provide your loved ones with incredible peace of mind, when the “Day After” arises.

Thursday, February 16, 2017

A Tale of Two Couples

Lessons in estate planning

Roberto and Ian didn’t leave anything to chance. They ordered their movie tickets online in case the show sold out before they got to the theater. They always bought trip insurance, on the off chance their travel plans didn’t pan out. They flossed daily, replaced smoke-detector batteries annually, and changed their furnace filters every six months.

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